Your position
Relevant income, properties, commitments and ownership arrangements.
04 / Before the offer. Before the contract.
Before you buy.Get the strategy straight.
You can negotiate the purchase price and still have important questions unanswered. Start with the decision behind the purchase.
One-off Initial Review $1,650
Book Initial ReviewYour position. Your priorities. A consultation and your property strategy roadmap.
Not ready? Get the free Before You Buy Structure Pack (PDF).Tax↗Ownership↗Cash flow↗Borrowing↗Timing
Before you buy property, get the strategy straight.
Start before the contract
The earlier you review the questions, the more time you have to obtain relevant advice. You do not need a selected property to begin. Your current position, objectives and proposed ownership can provide the starting point.
If there is already a contract or deadline, disclose it immediately. A review is not a substitute for urgent legal advice.
Four questions to resolve
- Who is buying? Identify the intended owner and the reasons behind that choice.
- What will it cost to hold? Examine cash commitments rather than relying on advertised rental return.
- What depends on finance? Separate tax assumptions from the broker’s assessment and lender approval.
- What needs to happen before commitment? Identify documents, professional input and unanswered questions.
Bring the assumptions—not just the listing
A useful review may need:
- The listing or proposed transaction.
- Intended ownership details.
- Purchase and holding-cost estimates.
- Current properties and commitments.
- Loan information and progress with finance.
- Relevant deadlines and advice already received.
The aim is not paperwork for its own sake. It is understanding the decision accurately.
Your next purchase is not a standalone decision
Current loans, structures, income and commitments may change the questions that matter. Review the proposed move in that context.
Read about cash flow and borrowing and personal, trust or SMSF ownership.
Know the next steps
The Initial Review identifies tax and ownership priorities and records further work in a consultation and your property strategy roadmap. It does not include a valuation, building inspection, legal contract review, lending approval or buyer advocacy.
Those services require separate arrangements. See the full property tax advice scope.
The Initial Review
One review.
A clearer
next move.
The Initial Review brings your circumstances and the decision ahead into focus. Identify the questions that need attention—and the further advice or analysis required.
One-off Initial Review $1,650
Book Initial ReviewYour position. Your priorities. A consultation and your property strategy roadmap.
Not ready? Get the free Before You Buy Structure Pack (PDF).Your decision
A purchase, portfolio question, possible sale or restructure.
Your priorities
The issues to resolve and the information still needed.
Your property strategy roadmap
A practical record of the next steps and any further work identified.
Detailed modelling, a full strategy plan and implementation are separate engagements where required. Scope and fees are agreed before proceeding.
Before you book
The practical
questions.
When should I seek pre-purchase tax advice?
Before committing to ownership and transaction arrangements where possible. If a contract is involved, disclose the dates and obtain appropriate legal advice.
Can I start before finding a property?
Yes. Your circumstances and ownership questions can be reviewed before the search is complete.
Does finance pre-approval settle the tax questions?
No. Lending and tax assessments serve different purposes.
Will you tell me which suburb to buy in?
That is not part of this tax and structure review.
Does this replace my conveyancer or solicitor?
No. Legal ownership, contract and transaction advice remain separate professional responsibilities.
Can the review include my existing portfolio?
Yes, where relevant to the proposed decision. Detailed portfolio modelling may require a separate scope.
Related decisions
Further reading
The next step is yours
Your next move deserves
more than a
tax-time answer.
Bring the question you are trying to resolve. Start with a focused review of your position and the decisions ahead.
One-off Initial Review $1,650
Book Initial ReviewYour position. Your priorities. A consultation and your property strategy roadmap.
Not ready? Get the free Before You Buy Structure Pack (PDF).