The Property Tax Strategy blog
Better questions.Better property decisions.
Practical reading on tax, ownership and the numbers behind your next move.
Offset vs redraw
Two features that can look similar in your banking app can raise different tax questions when you move money.
Read article ↗What will it cost to hold?
Start with the money coming in and going out, then check the assumptions behind the numbers.
Read article ↗Before you buy: five questions
Five questions and a practical document list to make your pre-purchase consultation more useful.
Read article ↗Buying in a trust?
The word “trust” does not tell you the annual holding cost. Classification and the actual deed matter.
Read article ↗Who owns what?
Who pays the bills and who owns the property are separate facts. Establish both before assuming a tax split.
Read article ↗Selling your investment?
The sale price is only the starting point. Get the dates, records and cash requirements into the same conversation.
Read article ↗Repairs or improvements?
A builder’s invoice labelled “repairs” is only one part of the evidence. What was done, and why, matters.
Read article ↗Depreciation: check the records
A schedule is more useful when its assumptions match the property’s actual history and use.
Read article ↗Time to review your portfolio?
A portfolio review starts with what you own, what it costs and what has changed—not necessarily another purchase.
Read article ↗Refinancing? Keep the trail
Before changing loans, make sure you can explain what each balance represents and where any extra funds will go.
Read article ↗Put the questions into context.
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